Mortgage loan amount
The Mortgage loan amounts are considered between £150,000 and £8,000,000, with a loan to market valuation up to 60% dependent on product type and loan term.
Minimum term is 5 years, maximum term is 20 years. Our mortgages are ﬂexible and can be transferred to a new property if you move during the loan period (subject to the new property meeting our guidelines prevailing at the time) and early repayments are permitted (early repayment charges may apply).
Minimum / maximum age
The minimum Age of borrower 21 maximum age at maturity of the loan is 70.
Available to properties in England and Wales for both apartments and houses. Leasehold properties must have a minimum of 85 years outstanding on the lease at the start of the loan.
Individuals, Companies, Trusts, Special Purpose Vehicles and Offshore Companies.
Available to JIB customers with preferential rates to customers of the Housing Bank for Trade and Finance and Arab Jordan Investment Bank.
How the Banks mortgage rate is calculated
JIBs' reference interest rate is currently 0.1%. This rate will generally mirror changes in the Bank of England base rate but is at the discretion of the bank.